There are many choices to choose from when trying to find the best homeowners insurance in Olympia, WA. Vern Fonk is known for great auto insurance in this area, but many people do not know that Vern Fonk can help you find the best homeowner’s insurance policies in the industry. You can fill out a homeowner’s quote request online or give us a call now to find out more.
There are countless reasons to buy homeowner’s insurance. For many home owner’s, it is required by their mortgage company, but for most people, it will be the most valuable asset they own. It seems pretty logical to want to protect your most valuable possesion. Homeowner’s insurance can be one of the most important investments a home owner can make.
Homeowner’s insurance policies can be very different, so it’s very important to know what you pay for. There are many different scenarios that could be covered under one home owner’s insurance policy, but not under another. Always go over your policy with a qualified insurance agent to make sure your home, your valuables, your loved ones, and yourself will be covered in case a disaster were to strike.
Vern Fonk Olympia Homeowner’s Insurance
Here are some of the types of homeowner policies we offer:
- Regular Homeowner’s Insurance
- Condominium or Townhome Insurance
- Renter’s Insurance
- Rental Property Insurance
- Mobile Home Insurance
- RV Insurance
- Farm and Ranch Insurance
Home Owner’s Loss Protection
Most homeowners insurance policies protect the structure of a home from damage caused by fire, wind, hurricanes, tornadoes or theft. It is important to know how much coverage your home is covered for in case one of these emergencies take place. It is also to important to think about how much the items inside of your home are worth and to get them covered too. Appliances, furniture, electronics, jewelry, and family heirlooms can cost a lot of money to replace in case of a fire or theft at your house, and getting an insurance policy to cover these items can save you thousands in the future.
Many homeowner’s policies can cover up to 100% of the value of the house, and can add more for coverage of the cost of rebuilding if necessary. This can be extremely helpful if a lot of damage was done to the house because of a fire or a natural disaster. It is important to remember that these incidents usually occur when you are not expecting them, and can catch you by surprise. That is why having the safety net of a great homeowner’s policy can help you through those tough times.
Homeowners Liability Protection
As we discussed above, a home owner’s insurance policy can cover the structure of your home as well as its contents, but did you know that it can help protect you against lawsuits too? If someone were to fall and get injured in your home, certain insurance policies can help cover you from any legal action a person can take against you. This homeowner’s liability coverage can pay for bodily injuries or damage that you, someone who lives with you, or an object inflicts on a guest on your property.
Review your homeowner’s insurance policy today with a Vern Fonk Insurance Agent! Let us help you keep yourself, your home, your belongings, and your friends covered in case of an emergency or natural disaster.
Lacey, WA 98516
Phone: (360) 686-6075
Fax: (360) 359-4327
For All Vern Fonk
Locations in WA & OR