A Renter’s Insurance Quote
Your home and its contents are not only your must valuable asset financially, but emotionally as well. With Vern Fonk Washington or Oregon Homeowner’s Insurance, we’ll make sure your dwelling is protected.
Whether you prefer to shop online or get one-on-one consultation from a licensed Vern Fonk insurance agent, you’re in the right place. At Vern Fonk, you can shop for your Washington or Oregon homeowner’s insurance policy the way you prefer.
Here are the types of homeowner’s insurance Vern Fonk can provide for its customers in Washington and Oregon:
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and your belongings inside it.
Because everyone’s needs are not the same, it is best to consult your Vern Fonk insurance agent to help assess your needs and find the Washington homeowner’s insurance policy or Oregon homeowner’s insurance policy that is right for you.
Homeowner’s insurance covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage.
Maintenance-related problems are the homeowner’s responsibility.
Lending institutions usually require mortgage customers to purchase homeowners insurance.
Don’t rely on the coverage levels mandated by your bank or mortgage company. Those levels are designed to protect the house itself, but not necessarily your possessions.
At Vern Fonk, we want to make sure you protect yourself financially if something unexpected happens to your home or possessions. That’s important because chances are your home is likely one of your largest investments.
A word of caution: homeowner’s insurance is meant to cover unexpected damage, not routine maintenance. Ask your Vern Fonk homeowner’s insurance agent about what is covered and be sure to read your policy so you know exactly what’s included and what is not.
There are basically four types of insurance coverage covered in a standard homeowner’s insurance policy:
Fonk at 800-654-SR22 NOW or get an online quote. We’ll protect you when you’re behind the wheel of your car.
In Washington and Oregon, Vern Fonk has insurance offices in Aberdeen, Bellevue, Bellingham, Federal Way, Kent,
Kirkland, Lacey/Olympia, Lynwood, Mt. Vernon/Burlington, Oak Harbor, Port Angeles, Portland, Seattle, Silverdale,
Spokane, Tacoma, Vancouver, Wenatchee, and Yakima.