Having homeowner’s insurance in Everett, WA is extremely important. The weather in this area changes so often and we never know what to expect. A good home owner’s insurance policy can help you save thousands of dollars in the event of a disaster or accident. Anyone who owns a home, condo, 2nd home, townhome, or farm needs a great home insurance policy that can help them sleep better at night.
Vern Fonk’s expert homeowner’s insurance agents are ready to help the residents of Everett, WA (and expanded area) get a home insurance (aka homeowner’s, hazard, or HOI) policy that meets and exceeds their needs. Call us today for a hassle-free, free quote!
Everett, WA Homeowner’s Insurance
Vern Fonk can help you find a homeowner’s insurance policy that covers your individual situation. Here is a list of the common home insurance products we offer:
- Homeowner’s insurance
- Non-Owner Occupied Home Insurance
- Vacation Home Insurance
- Condo Insurance
- Townhome Insurance
- Farm and Ranch Insurance
- Mobile Home Insurance
- RV Insurance
- Property Insurance
- Vacant Property Insurance
- Renter’s Insurance
About Home Owner’s Insurance
Everyone in the United States should have a balanced homeowner’s insurance policy. It’s not just for the residents of Everett, WA! Home owner’s insurance is a policy that covers the costs of repairs to the structure of your home and the contents inside if it was damaged due to certain covered disasters. A good hazard policy can also cover you if your home was vandalized or if thieves broke in and stole some of your property. Did you know that home insurance can also cover the costs of medical and legal fees if someone was to get injured on your property?
Some common situations that a good home owner’s insurance policy can help cover the cost of damage/replacement are:
Hurricane, Lightning, windstorm, or tree damage
Personal Liability for damage or injuries caused on your property
As always, it is a good idea to go through your homeowner’s insurance policy with your insurance agent in Everett to know what situations are covered on your policy, and which ones are not. For example, many policies do not cover damage caused by floods or earthquakes, but you can purchase additional coverage if necessary.
Depending on where you live, the size of your house, your property specifications, your income, and other factors, your home insurance policy could need to be different than your neighbors. For example, if you own a trampoline or a swimming pool you may want to think about increasing your liability coverage as your risk of accidents may go up. Or if you have just remodeled your kitchen or put in a new entertainment center, you may want to reevaluate your home insurance situation to be sure that if anything were to happen to these new and expensive features, you would be covered.
As always, we think it is a good idea to look at all your options when considering a new homeowner’s insurance policy in Everett. Speak with an experienced home insurance agent at Vern Fonk today for a fast free quote that can save you money!
Everett, WA 98201
Phone: (425) 434-4036
For All Vern Fonk
Locations in WA & OR