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A Commercial Auto
Sometimes, if you own a small business and you use your vehicle for your own personal use, then a personal insurance policy is usually all you need for Washington or Oregon commercial auto insurance coverage.
That said, if you operate vehicles to transport products or people, require high liability insurance, haul equipment, or have other similar special needs, then a commercial auto insurance policy is probably best for you. A commercial auto insurance policy covers certain legal liability resulting from bodily injury or property damage caused by the vehicles used in your business.
At Vern Fonk, we provide both Washington commercial auto insurance and Oregon commercial auto insurance, making sure to get you the best rates for your business.
At Vern Fonk, our commercial insurance policies cover a great number of vehicles and trailers including:
Trucks (up to 40,000 GVW) that are eligible for Commercial Auto Insurance
Trailers that are eligible for Commercial Auto Insurance
Commercial auto insurance, like your personal auto policy, provides similar coverages such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorist’s coverage.
However, there are also differences between a commercial auto insurance policy and your personal auto insurance policy that may include eligibility, definitions, coverages, exclusions and limits.
Most commercial auto policies are “named driver only” policies, meaning only those drivers listed on the policy can operate a covered auto.
What are some of the commercial auto insurance policies Vern Fonk provides?
In addition to commercial auto insurance, you can rely on Vern Fonk for other insurance related to your business:
Buying commercial auto insurance for your Oregon or Washington business from another business with insurance locations in Washington and Oregon is good for business. In the declining global economy, we can make our local economy strong by working together. At Vern Fonk, we care about the local farmer, contractor, artisan, carpenter, electrician, delivery driver, short-haul trucker, salesman and other business owners. Whether your company needs to purchase a commercial auto insurance policy is dependent on the type of driving your employees do. Our Vern Fonk commercial auto insurance agents will sit down with you and explain your business’s auto insurance options. You will be asked about how your employees use their vehicles, which employees drive company cars, and if some employees will be using their own cars for company work and travel.
Vern Fonk also sells other types of business insurance policies throughout Washington and Oregon including commercial trucking insurance, general liability insurance, umbrella insurance, and contractor’s insurance.
If you need quality commercial auto insurance by a reputable company, get an online quote or call Vern Fonk Today!