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Commercial Trucking Insurance

Businesses across the Northwest rely heavily on trucks for some aspect of their daily operations. Whether your company uses a commercial truck to delivery goods or if you use it to move items around, the truck is an important part of your business.

Your business needs a good trucking insurance policy to protect your business and keep it running smoothly. Vern Fonk can help your business find the best rates on Trucker Insurance in Washington and Oregon.

Our expert insurance agents can help you get a free quote on: Truck liability insurance, dump truck insurance, property damage coverage, motor truck cargo, roadside assistance coverage for commercial, and more.

Call us today for a free quote for your business truck insurance.

Mount Vernon Insurance Agency

We love Mount Vernon! The beautiful area, and the great people make it an easy place to conduct business.

Our Mount Vernon Insurance Agency has been helping the residents in this area find insurance policies that fit their needs. We take pride in being able to find the best rates for our clients.

Vern Fonk Insurance Mount Vernon, WA

Our Mount Vernon agency on College Way offers these type of insurances:

  1. Auto Insurance
  2. Business Insurance
  3. Contractors Insurance
  4. Homeowner’s Insurance
  5. Renter Insurance
  6. Flood Insurance
  7. SR22 Insurance
  8. more more more!

Call us today to get a fast and free quote.

Insurance Agency in Vancouver, WA

Vern Fonk Insurance Vancouver, WA

If you’re looking for insurance in Vancouver, WA – look no further! Vern Fonk has been helping residents in Vancouver find great rates on all types of insurance products for years. We’ve enjoyed getting to know the area and the people of Vancouver, WA.

Our insurance office in Vancouver, WA offers insurance policies of almost every type including  - Auto, SR22, Homeowner’s, Business, Contractors, Renters, Motorcycle, and more!

Call or stop by today to get to know us or to get a free quote on any insurance product.

Business Insurance

Business Owner's Happy With Insurance

You’ve got your business up and running, and the money is starting to finally come in.  The busier you get, the more comfortable and stable you may feel. If you are a business owner, your company is your livelihood. Protecting your livelihood from any potential disasters is extremely important.

Many business owners forget about getting business insurance all together because they think that it may not apply to their line of work or that they are too small to need it. That could not be further from the truth. Every business owner should have insurance to protect them from any unforeseen mistakes or disasters.

Commercial insurance is one of the most important investments a business owner can buy. Finding the right business insurance policy is extremely important, and rates can fluctuate depending on the industry, size of business and location.  Each insurance company’s rates can be vastly different and knowing what to do can be pretty confusing.

Your rate and insurance acceptance will depend on how much risk your company is subject to. Insurance underwriters will look at your business and the industry it is in to determine what they are willing to cover.

Vern Fonk specializes in finding the best commercial insurance for almost every industry. We can help you find great coverage at an affordable rate. We know that every business struggles (especially at the beginning) and we want to help you grow your business with the peace of mind that if something were to happen you’d be covered.

Commercial Truck Insurance Made Easy

Many businesses in the Northwest rely on trucks for some aspect of their daily transactions. Whether your company uses trucks to deliver packages and goods or if you use it to move furniture or gear around, the truck your company uses is an important partof your business.

If your business uses any type of truck it is important you have the best truck insurance possible to keep your business running smoothly. Vern Fonk Insurance offers the best rates on Trucker Insurance in Washington and Oregon. We can help you keep your business running smoothly at all times.

Our expert commercial trucking insurance agents in Washington and Oregon can get you a fast free quote on:

  • Truck liability insurance
  • Dump Truck Insurance
  • Property Damage Coverage
  • General Liability Insurance
  • Motor Truck Cargo
  • Commercial Auto Insurance
  • Roadside Assistance coverage – Commercial

Our experts know the laws for trucking insurance in Washington and Oregon. We study them constantly and make sure our clients are properly covered. Common customers typically are:

  • Passenger carriers
  • Household goods movers
  • Common carriers
  • Solid waste companies

Call us today to see what type of commercial truck insurance your company should have, and how much coverage you’ll need. We’re ready to help you keep your business rolling along smoothly!

Commercial Truck Insurance

If your business uses a truck, it’s important that you have a great truck insurance policy to cover yourself, your employees, and your business. You can get commercial truck insurance if you have one truck or a whole fleet.

Isnow4t doesn’t matter what your truck is used for – whether it’s delivering packages or supplies or transporting equipment across the country – the truck is usually a main component of your business. If something were to happen to it, your business could suffer. Trucks aren’t cheap to buy, and we know what a valuable asset they can be to any business. Purchasing a commercial truck insurance policy to cover the vehicle is extremely important.

There are many different types of Truck Insurance coverages including:

  • General Liability Truck Insurance
  • Dump Truck Insurance
  • Property Damage Insurance
  • Motor Truck Cargo Insurance
  • Commercial Truck Roadside Assistance Coverage
  • Bobtail/Deadhead

It doesn’t matter what your trucking or driving experience is, most commercial trucking insurance companies have no minimum experience limits to get coverage.

If you’re looking for trucking insurance, you may want to talk to an experienced insurance agent. They can tell you if you need commercial insurance as well. Most companies that require this extra protection are passenger carriers, household goods movers, common carries and solid waste companies.

The minimum amount of truck insurance depends on the commercial vehicle. A lot of the limits depend on the weight of the vehicle as well as the combined single limit. Talk to a Vern Fonk Insurance agent today to get the details on exactly what coverage your company truck would be required to have.

Finding a Business Insurance Agent

2012-01-23_15-52-23_949Having business insurance should be important to every business owner. Finding the right commercial insurance agent for your business can seem tricky with all the choices out there these days, but once you find an insurance agent that works well with you, it can be a partnership that helps your company grow over the years.

A good contractor’s or business insurance agent can bring you more value than the price of the policy. A well rounded business insurance policy can help your business prosper in many ways. It can help cover your business from accidents and lawsuits, letting you focus on setting and achieving your company goals.

Whether you need commercial liability insurance, commercial auto insurance, surety and contract bonds, or contractor’s insurance, you’ll want to work with an agent who knows what they’re talking about.  Most business owner’s don’t know much about HIPPA or other federal regulations, so it’s important to use an agent who knows the ins and outs of all the federal regs that may pertain to your industry.

Most contractor’s insurance agents, or other business insurance agents use multiple insurance companies and can get you a quote from each. This can save you time from shopping around and they’ll be sure to get you the right insurance products for your business.

If you’re looking for a qualified business insurance agent in Washington or Oregon, look no further! Our Vern Fonk Insurance Agents across both states are experienced and knowledgeable in just about every industry.  Give us a call today!

About Contractors Insurance

Contractors Insurance (aka “Construction Insurance”) is a type of insurance that helps protect contractors in the case of an accident on the job site. Contractors Insurance usually has three sections, one to cover you (the contractor), one to cover the person or entity that you are contracted to, and one to cover the members of the public if something were to happen.

General Contractor Liability Insurance can be called many different names.  Here are some common types of coverage names you might hear:

  • General Contractor Insurance
  • Subcontractor Insurance
  • Electrical Contractor Insurance
  • Handyman Insurance

Every contractor needs general contractor liability insurance for their business and their livelihood. There are, however, additional insurance services that can greatly benefit a contractor. Whether or not a contractor might need these supplemental insurance services depends on the type of business, how large the job is and if the job is in a particular risky category.

Here are some supplemental policies that many contractors may need to look into:

  • Surety Bonds
  • Commercial Auto Insurance
  • Workers Compensation

As you can see, Contractors Insurance has a lot of moving parts to it. It is an essential tool for any contractor working today.  Call today for a free contractors insurance quote!

Insurance Discounts

There are discounts you may qualify for on all of your insurance policies.  Car insurance, homeowner’s insurance, business insurance, and more offer thousands of different types of discounts that you should try and cash in on. Find a good insurance policy at a cheap price isn’t as hard as it seems, you just have to ask about what discounts you may qualify for at the insurance company you are seeking.

Car Insurance
Car insurance companies offer many different discounts to their customers to help them lower their insurance premiums.  The most common types of discounts are: multi vehicle discounts, multi policy discounts, safety equipment discounts, low mileage discounts, good student discounts, and good driver discounts.  Offered discounts can vary from one company to the next as well as the dollar amount of which they can save you.  Ask an agent today about auto insurance discounts you may qualify for.

Home Insurance
Most people don’t know that there are discounts available on homeowner’s insurance policies as well.  Many people just pay the quoted price and think nothing of discounts. You can save a lot of money if you just ask if you qualify for other discounts.  The most common homeowner’s discounts include: multi policy discounts (bundling your home, car and life at one company), protective device discounts, newly renovated home discount, new home discount, and more! Ask a homeowner’s insurance agent today to see what discounts you may be missing on your policy.

Insurance discounts can save you a lot of money without sacrificing protection and coverages on your policy. As always, it’s important to speak with an experienced, expert insurance agent to see what discounts on insurance you qualify for and which policies fit your needs best.

Call a Vern Fonk Insurance Agency near you today to find the best car insurance, homeowner’s insurance, business insurance rates and more!

 

Insurance for Business Owners

Every small business needs insurance, that’s a fact. One small little situation can cause major loss of business and disrupt the daily activities of any business. Commercial insurance policies can help protect businesses continue with their daily activities and help protect from any losses. Without business insurance a loss can put a whole company out of business.

A Business Owners Policy is the most commonly purchased commercial insurance for small businesses. It is also known as Property and Liability, which is a packaged policy that includes liability and property insurance for a company.

Property Insurance for Businesses

Property insurance is very important for almost all small businesses. I can cover the damage from losses on property that a company owns, leases or even rents. So if your business owns the building you work in or if you lease it, you can be covered if it was damaged.  You’d also be covered (depending on the policy) for items inside the building, such as electronics and equipment, as well as furniture.  Depending on your business, the equipment you use can be very expensive and replacing those items can drain your account.

Liability Insurance for Businesses

Commercial Liability insurance can help cover your business if something went wrong and your company was involved with a lawsuit. If someone were to be injured on your business property they could sue your company for medical bills and other fees.  Business liability insurance will help provide protection against these events. This type of business insurance can also cover the costs of legal fees in litigation.

As you can see, business insurance is important. Your business is what keeps meals on the table at home, and a small bump in the road can derail your business if you don’t have it covered properly.  Speak with a qualified commercial insurance agent today to see how you can protect your business.