Vern Fonk in Bellevue is dedicated to finding it’s residents the best Homeowner’s Insurance policies in the entire Greater Eastside area. Most people in Bellevue, WA know Vern Fonk because of the wacky Auto Insurance TV commercials we’ve been playing for years, but many still don’t know that we offer the best homeowner’s insurance policies in the area!
Our Bellevue, WA homeowner’s insurance agency works with hundreds of different insurance companies both locally and nationally to find the best rates on the most complete policies in the industry. Our customers can get an online quote or call for a fast free phone homeowner’s quote today!
Your home is one of the biggest investments you’ll ever make in your life. Protecting that investment is extremely important. Most people are required to have homeowner’s insurance policies by their mortgage companies, but everyone should have a good policy even if their home is paid in full.
Every home insurance policy is different. Some policies cover certain disaster/accident situations while others do not. Depending on where you live, these coverages can change by quite a bit. Talking over your existing policy with a qualified home owner’s insurance agent is a great idea to make sure you are getting the best coverage for your money. A good home insurance agent will help you identify areas where your home may be uncovered and show you ways where you can protect it.
About Homeowner’s Insurance
There are many different types of home insurances. Here are some of the types of policies that we offer:
- Homeowner’s Insurance (single family home)
- Condominium Policies
- Townhome Insurance Policies
- Second Home Insurance
- Renter’s Insurance
- Mobile Home and RV Insurance
Bellevue Home Insurance
In Bellevue, WA you never know what mother nature will decide to do. The weather in the Pacific Northwest changes drastically and it’s hard to prepare for what the day might bring. A tree could fall on your house or lighting could strike when you are least expecting it to. Insurance on your home will help you prepare for the worst. Damages to your home from an un-for-seen event can drain your life savings in a blink of an eye.
Most homeowner’s insurance policies can help cover the costs of structure damage to your home if there is fire, wind damage, hurricanes, tornadoes, theft or vandalism. Of course, depending on what insurance policy you have, some of these categories may not be covered. Structural damage can be extremely expensive to fix and typically requires whole areas of a home to be rebuilt from the inside out.
Most homeowners forget how much large appliances, furniture, electronics and belongings can cost to replace. Purchasing one thing here or there to replace may not seem so drastic, but how about replacing the entire contents of one room or the whole house? Having an homeowner’s insurance policy to help cover the costs of replacement of the items inside of your home due to covered disasters or theft.
Many home owner’s insurance policies cover up to 100% of the value of the home and can even cover more if the structure needs to be completely rebuilt. Theft, natural disasters and fire happen at the most unexpected times, and having a good home insurance policy can help you get through these tough times.
Liability Insurance for Your Home
Not only can a homeowner’s insurance policy protect your home from physical damage and theft, but it can also help you pay for any medical and legal fees from accidents happening on the property. More and more these days accidents are happening at home that result in hefty medical fees or legal bills.
A liability policy on your home is there to protect you if someone were to be injured at your home. If you, a guest at your home, or a household object injures someone else these home insurance policies can help cover the costs of medical rehabilitation and legal fees (if someone were to sue you). Many standard homeowner’s insurance policies start with a $100,000 liability coverage clause but there are options to purchase more protection if necessary. Many homeowners with pools, live on water, have trampolines should purchase additional protection as their risk is significantly increased.
As you can see, there are many instances where good homeowner’s insurance is essential. Having the proper insurance policy to cover yourself, your family, your home and and your guests is important. Talk today with a Vern Fonk Bellevue Homeowner’s Insurance specialist to see if your home is adequately covered today!
Bellevue, WA 98006
Phone: (425) 533-2801
For All Vern Fonk
Locations in WA & OR