Vern Fonk is Bellevue’s auto insurance experts! Our knowledge of the car insurance industry is unmatched. We know we can find the best rate on auto insurance policies for everyone. Our auto insurance agency is a 2nd generation family owned company that provides great insurance products and services to the greater Bellevue, WA area. We can help you if you want basic coverage or even if you need SR22 certificate insurance.
We know that a good auto insurance policy can put your mind at ease. Having adequate coverage in case of an accident can save you tons of money and prevent a huge headache. Car troubles can be extremely frustrating, and we’re here to help make things easier. Dealing with car insurance companies can seem like a chore, and our goal is to make the process as smooth and pain free as possible. Our understanding of the Bellevue community helps us distinguish ourselves from our competition.
Auto Insurance in Bellevue, WA
Reading over an auto insurance policy can sometimes feel like you’re reading a different language. There are industry terms that can be confusing to understand and once you learn what they mean, they can be easily forgotten. When shopping for auto insurance, it’s easy to get lost in all of the terminology. Bellevue Vern Fonk agents are experienced and qualified to help teach auto insurance clients what their policy covers and what the terms mean. We want to be sure you know what you’re paying for.
Vern Fonk Insurance in Bellevue works with hundreds of national and local insurance companies to make sure we are able to get our customers the best products with the lowest prices. Here are some auto insurance terms you might see in a standard car policy:
- Collision Insurance
- Comprehensive Insurance
- Property Damage Coverage
- Uninsured or underinsured motorist bodily injury
- Property Damage Liabilty
- Rental Car Coverage and Towing
If you need a refresher on what these car insurance coverage terms mean, you can check out our auto insurance glossary for a description.
Discounts on Car Insurance
We all want the cheapest price on our car insurance without sacrificing the necessary coverage amounts. Luckily, many car insurance companies offer discounts! It’s very important that you ask to make sure are getting all the discounts you may qualify for. Here are some common auto insurance discounts:
- Multi Policy Discount
- Multi Car Discount
- Good Driver Discount (clean driving record)
- Good Student Discounts (good grades)
- Military Discount
- Low Milage Discounts (drive less than 12k mi per year)
These are just a few of the types of discounts you may qualify for with your insurance company. These can change frequently and it’s a good idea to stay on top of the changes. Ask you agent today if you’re enrolled in any discount programs.
Auto Insurance and Bellevue Laws
Vern Fonk stays up-to-date with all of the ever-changing auto insurance related Washington State laws. We make sure all of our customers are covered according to these laws and that the products we sell are also up to par. No one wants to be pulled over to find out that the insurance company issued them a policy that doesn’t cover the minimum state insurance requirements. ALWAYS talk to your agent to be sure you are adequately covered in case of an accident or ticket.
The Washington State Minimum liability coverage amounts are currently:
$25k bodily injury/ 1 person
$50k bodily injury / all people involved
$10k property damage coverage
These are just the state minimums. With the cost of medical bills and legal fees these days, many customers opt to hold a policy with much higher coverage amounts. Check with a Vern Fonk agent today to make sure you are adequately covered.
Bellevue’s car insurance experts, Vern Fonk, are confident that we can find you the best insurance policy at the cheapest price, no matter what your driving history may be. Call us today for a fast, free, friendly quote!
Bellevue, WA 98006
Phone: (425) 434-4025
For All Vern Fonk
Locations in WA & OR