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Motorcycle Insurance Tips

Spring will be here before you know it. If you’re planning on purchasing a new motorcycle or if you already have one, it may be a good time to start shopping around for motorcycle insurance prices.

There are a lot of ways you can save money on your motorcycle insurance policy. The first step should be to check with your insurer to see if they offer any new discounts. Sometimes they’ll offer a discount if you’re willing to take a driving safety course. Sometimes doing this little step can save you 10-15% on your monthly motorcycle insurance premium.

If you own more than one motorcycle, you could consider combining your policies into a multi-vehicle policy. A multi-motorcycle policy can typically get you a better price than doing two separate policies.

Most people know that the year, make and model of your motorcycle can make a big difference in how much you’ll pay in insurance, but did you know that where you store your motorcycle could effect your premium? If you store your motorcycle in a safe and secure place, your insurance costs will likely decrease. Make sure your motorcycle insurance agent knows that you lock it up when it’s not in use.

If you have any other questions about motorcycle insurance, Vern Fonk Insurance agency can help you get your answers. We are experts at finding the best rates and the best coverage amounts. Call one of our locations to find out how we can save you money today!

SR22 Insurance Info

SR22 Insurance can be confusing for anyone who has been required to get it. Not most people know what it is. Vern Fonk specializes in SR22 Insurance and High Risk insurance. We can help you find an option that will work for your needs and your budget.

iStock_000005417609XSmallSR-22 is a certificate that you are required to get (you’ll get a notice) proves that you have at least the state minimum requirements on your car insurance policy. This SR-22 insurance can be issued by many car insurance companies, but it’s important to choose a company that knows what they’re doing. The company you choose will notify the DMV that you have the proper amount of car insurance.

You may need to get SR22 insurance for many reasons. Typically it is for infractions dealing with driving under the influence, driving without insurance, or multiple tickets or accidents in a period of time. Whatever the reason may be, we can help you find an affordable option that gets you back on the road in no time.

If you have any questions about SR22 insurance certificates in Washington or Oregon, give your local Vern Fonk Insurance location a call or stop on by! We’re SR22 insurance experts.

Auto Insurance Tips for the New Year

Happy New Year from Vern Fonk Insurance!

new yearIt’s time to reflect on your past year and make changes to have an even better year in 2015.  While making these resolutions, your vehicle insurance isn’t probably first on your list to change. We think it should be something to think about while going through your lists of improvements to make.

A thorough review of your vehicle insurance policy can help you save money as well as help protect you from unforeseen circumstances. You should review your coverage amounts on your current policy and make sure you are properly covered. Think about your situation and ask yourself if you need to increase or decrease your coverage amounts. Do you need to add rental car reimbursement or towing to your policy? Now is the time to make these changes.

Ask you car insurance agent if you qualify for any new auto insurance discounts. They’ll help you identify if you qualify for any additional savings on your premium.

Review your deductible. Is it something you could afford if you were to get in an accident? You should adjust it to be higher or lower depending on your current financial situation. A change in your deductible amount can change your monthly payment by quite a bit. Review your options with a auto insurance agent.

It’s a simple step everyone can take this month to help you save money and keep yourself, your friends and your vehicle safer in the New Year.