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Motorcycle Insurance Tips

Spring is just around the corner. Time to dust off that bike and get it tuned up. Reviewing your motorcycle insurance policy is just as important as the tune up. Save some money on your motorcycle insurance policy with a few of our tips.

Check with your motorcycle insurance company to see if they offer discounts on your policy if you complete an additional driving safety course. Some companies offer an additional 10 or 15 percent discount for going to some classes and completing a course. If you have any tickets on your record or are under 25 years old, this may be a good way to offset the higher premium you are most likely already paying.

If you have more than one bike, consider a multi-motorcycle policy. If you have multiples, combining them on one policy can save you money. Some companies offer a motorcycle association discount or even a senior discount.

It’s obvious that the year, make and model of your bike can effect the amount you’ll be paying, but did you know that where you store your motorcycle can also increase or decrease your payment? A safer, more secure location will most likely lower your premium. Also, if you only drive your motorcycle occasionally, and do not log a ton of miles annually, you may also qualify for a low mileage discount.

Talk to a Vern Fonk motorcycle insurance agent today to see if you could qualify for these savings. If you think you already have a good policy, it’ll only take a few minutes to go over your existing policy to see if you can save even more!

Love is in the Air

Two-red-heartsIt’s Valentines Day! Today is the most popular day for engagements. More rings are purchased in December through February than any other time of the year. 1 out of 4 grooms pop the question within these months and women throughout the country are flaunting their sparkly hands with pride.

After you’ve called all your friends, and made that ever important Facebook post, it’s time to call and get that rock insured!  Wedding rings, for many, are an expensive investment that a couple has saved up for to purchase. Losing the ring can be extremely sad and can be difficult to replace.

Many standard homeowner’s insurance policies cover jewelry, but most have strict limits.  It isn’t uncommon for a limit on jewelry to be around $1000, well below what most rings cost. It is important to call your agent to see what your current homeowner’s policy or renter’s insurance policy covers and see if they can increase your limits or schedule an endorsement to protect your valuables against theft or fire.

If you have questions about what your homeowner’s insurance policy will cover and what you’ll need to do to get extra coverage, give us a call today and we’ll help you make sure your new exciting, and sparkly investment stays safely covered.

Happy Valentines Day!

valentine24

Seahawks Celebrate

Unless you’ve been hiding under a rock, the past week has been all about the Seahawks Superbowl win. Seattle has been in full celebration mode after the Seahawks 43-8 victory over the Broncos last Sunday. An estimated 700,000 12th men came out for the parade on Wednesdays and bars have been filled every night this week. We all know how we’ve been celebrating the win, but how have the players celebrated their win?

Coach Pete Carroll told the players after the win to “reward themselves” for their hard work and enjoy their victory. Of course, this advice probably came along with some subtle warnings about staying out of trouble and not going overboard.

Seattle_SeahawksMost of the Seahawks took Pete’s advice and started planning their reported $92k Super Bowl Victory Bonus to celebrate. Ranging from expensive luxury vacations to jewelry, the players got creative.

Seahawk kicker, Steven Hauschka, plans to attend the World Cup games in Brazil as well as buying a new watch, while Michael Bennett wants to buy a surf board and chill out in Hawaii for a while. Other players want to go to Disneyland with their families or buy their children expensive gifts.

Michael Robinson, fullback, is thinking about purchasing a luxury vehicle to add to his collection. He said in the past he would’ve got more tattoos, but now he’s thinking about getting a new Audi A8. The Audi A8 is larger than other Audis and can run up to $110k.  No doubt he’ll pimp it out with custom aftermarket parts. He’ll have to add the car onto his existing auto insurance policy. Hopefully he has a good insurance agent that can find him a good rate with a multi car discount.

However they decide to celebrate, we’re proud of our Seahawks! Seattle has waited long enough for a championship. Seahawks and Seahawk fans, if you ever need auto insurance for your car or homeowner’s insurance for your home in Washington give Vern Fonk a call!